:root{--ink:#1b1f24;--muted:#4a5562;--navy:#12355b;--link:#0b4f8a;--accent:#a8380c;--accent-dk:#8a2d09;--band:#f1f5f9;--line:#d5dde6;--gold:#f2b84b;--focus:#0b4f8a}
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;text-size-adjust:100%}
body{margin:0;font-family:system-ui,-apple-system,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;font-size:1.0625rem;line-height:1.55;color:var(--ink);background:#fff}
.wrap{max-width:1200px;margin:0 auto;padding:0 1rem}
@media(min-width:48em){.wrap{padding:0 2rem}}
.section{padding:3rem 1rem}
@media(min-width:48em){.section{padding:4rem 2rem}}
.wrap.section{padding-left:1rem;padding-right:1rem}
@media(min-width:48em){.wrap.section{padding-left:2rem;padding-right:2rem}}
h1,h2,h3{line-height:1.2;color:var(--navy);margin:0 0 .75rem}
h1{font-size:clamp(1.9rem,1.3rem + 2.6vw,3rem);letter-spacing:-.01em}
h2{font-size:clamp(1.45rem,1.15rem + 1.2vw,2rem);margin-top:2rem}
h3{font-size:1.2rem}
.section>h2:first-child,.wrap>h2:first-child{margin-top:0}
p,ul,ol{margin:0 0 1rem;max-width:70ch;overflow-wrap:break-word}
a{overflow-wrap:anywhere}
a{color:var(--link);text-underline-offset:.15em}
a:hover{text-decoration-thickness:2px}
:focus-visible{outline:3px solid var(--focus);outline-offset:3px}
.skip{position:absolute;left:-9999px;top:0}
.skip:focus{left:1rem;top:1rem;z-index:10;background:#fff;padding:.75rem 1rem;border:2px solid var(--navy)}
main:focus{outline:none}
.small{font-size:.9375rem;color:var(--muted)}
.lead{font-size:1.1875rem}
.eyebrow{font-weight:700;color:var(--muted);text-transform:uppercase;letter-spacing:.06em;font-size:.875rem;margin-bottom:.5rem}
.vh{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
/* header */
.site-header{border-bottom:1px solid var(--line);background:#fff}
.head-row{display:flex;flex-wrap:wrap;align-items:center;gap:.5rem 1.25rem;padding-top:.75rem;padding-bottom:.75rem}
.brand{display:flex;align-items:center;gap:.5rem;font-weight:800;color:var(--navy);text-decoration:none;font-size:1.15rem;min-height:44px}
.nav{display:flex;flex-wrap:wrap;gap:0 .25rem;list-style:none;margin:0;padding:0}
.nav a{display:inline-flex;align-items:center;min-height:44px;padding:0 .6rem;color:var(--ink);text-decoration:none;font-weight:600}
.nav a:hover{text-decoration:underline}
.nav a[aria-current=page]{color:var(--navy);text-decoration:underline;text-decoration-thickness:3px;text-underline-offset:.4em}
@media(min-width:56em){.head-row nav{margin-left:auto}}
@media(max-width:55.99em){.head-row nav{order:3;width:100%}.nav{justify-content:space-between}.nav a{padding:0 .35rem}.head-row .btn-sm{margin-left:auto}}
@media(max-width:23em){.head-row .btn-sm{margin-left:0}}
/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;min-height:48px;padding:.75rem 1.25rem;background:var(--accent);color:#fff;font-weight:700;text-decoration:none;border:0;border-radius:6px;font-size:1.0625rem;line-height:1.25;cursor:pointer;text-align:center}
.btn:hover{background:var(--accent-dk);color:#fff}
.btn-sm{min-height:44px;padding:.5rem .9rem;font-size:.9375rem}
.cta-row{margin-top:1.5rem}
/* hero */
.hero{background:var(--navy);color:#fff}
.hero .wrap{padding-top:3rem;padding-bottom:3rem}
@media(min-width:48em){.hero .wrap{padding-top:5rem;padding-bottom:5rem}}
.hero h1{color:#fff;max-width:24ch}
@media(max-width:29.99em){.hide-sm{display:none}}
.hero .eyebrow{color:#d9e4f0}
.hero a:not(.btn){color:#fff}
.hero :focus-visible,.site-footer :focus-visible{outline-color:var(--gold)}
.hero .btn{box-shadow:0 0 0 2px #fff}
.hero .trust{color:#e6eef7;font-size:.9875rem}
/* bands, cards */
.band{background:var(--band);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.cards{display:grid;gap:1rem;grid-template-columns:repeat(auto-fit,minmax(15rem,1fr));margin:1.5rem 0}
.card{border:1px solid var(--line);border-radius:8px;padding:1.25rem;background:#fff}
.card h3{margin-bottom:.5rem}
.price{font-size:1.75rem;font-weight:800;color:var(--ink);margin:0 0 .25rem}
.steps{list-style:none;counter-reset:s;padding:0;display:grid;gap:1.25rem;grid-template-columns:repeat(auto-fit,minmax(15rem,1fr));max-width:none}
.steps li{counter-increment:s;background:#fff;border:1px solid var(--line);border-radius:8px;padding:1.25rem}
.steps li::before{content:counter(s);display:inline-flex;align-items:center;justify-content:center;width:2rem;height:2rem;border-radius:50%;background:var(--navy);color:#fff;font-weight:800;margin-bottom:.5rem}
.steps p{margin:0}
.two{display:grid;gap:1.5rem;grid-template-columns:repeat(auto-fit,minmax(18rem,1fr))}
.checks,.crosses{list-style:none;padding:0}
.checks li,.crosses li{position:relative;padding-left:1.75rem;margin-bottom:.6rem}
.checks li::before{content:"\2713";position:absolute;left:0;color:#1d6b3a;font-weight:800}
.crosses li::before{content:"\2715";position:absolute;left:0;color:#9b1c1c;font-weight:800}
.notice{background:#fff8e6;border-left:4px solid #b7791f;padding:1rem 1.25rem;max-width:70ch}
.notice p{margin:0}
.prose{max-width:none}
/* tables */
.table-scroll{overflow-x:auto;margin:1rem 0 1.5rem;border:1px solid var(--line);border-radius:6px}
.table-scroll:focus-visible{outline:3px solid var(--focus)}
table{border-collapse:collapse;width:100%;font-size:.9375rem}
caption{text-align:left;font-weight:700;padding:.75rem;color:var(--navy)}
th,td{border-top:1px solid var(--line);padding:.6rem .75rem;text-align:left;vertical-align:top}
thead th{background:var(--band);white-space:nowrap}
tbody th{font-weight:700}
table.matrix{min-width:68rem}
table.matrix td:first-child{white-space:nowrap;font-weight:700}
table.kv th{width:14rem}
@media(max-width:40em){table.kv th,table.kv td{display:block;width:auto;border-top:0}table.kv tr{display:block;border-top:1px solid var(--line);padding:.25rem 0}}
/* form */
.mailform{max-width:40rem;border:1px solid var(--line);border-radius:8px;padding:1.25rem;background:#fff}
.mailform label{display:block;font-weight:700;margin-bottom:.25rem}
.mailform textarea{display:block;width:100%;font:inherit;padding:.75rem;border:2px solid #6b7785;border-radius:6px;margin-bottom:1rem;min-height:11rem}
.mailform .hint{font-size:.9375rem;color:var(--muted);margin-bottom:.5rem}
.mailform .small{margin:1rem 0 0}
/* footer */
.site-footer{background:#0e2238;color:#e6eef7;margin-top:2rem;padding:2.5rem 0}
.site-footer a{color:#fff}
.foot-grid{display:grid;gap:1.5rem;grid-template-columns:repeat(auto-fit,minmax(16rem,1fr));margin-bottom:1.5rem}
.foot-brand{font-weight:800;font-size:1.15rem;margin-bottom:.25rem}
.foot-links{list-style:none;padding:0;margin:0;display:flex;flex-wrap:wrap;gap:0 1rem}
.foot-links a{display:inline-flex;min-height:44px;align-items:center}
.disclaimers{border-top:1px solid #33506e;padding-top:1.25rem;font-size:.9375rem}
.disclaimers .small{color:#c9d6e3}
/* chat widget */
.chat-launch{position:fixed;right:1rem;bottom:1rem;z-index:50;min-height:48px;padding:.75rem 1.1rem;border:0;border-radius:999px;background:var(--navy);color:#fff;font:inherit;font-weight:700;cursor:pointer;box-shadow:0 2px 10px rgba(0,0,0,.25)}
.chat-launch:hover{background:#0b2540}
.chat-launch:focus-visible{outline:3px solid var(--gold);outline-offset:3px}
.chat-panel{position:fixed;right:1rem;bottom:4.75rem;z-index:51;width:min(24rem,calc(100vw - 2rem));max-height:calc(100vh - 6rem);display:flex;flex-direction:column;background:#fff;border:1px solid var(--line);border-radius:10px;box-shadow:0 6px 24px rgba(0,0,0,.25);overflow:hidden}
.chat-panel[hidden]{display:none}
.chat-head{display:flex;align-items:center;justify-content:space-between;background:var(--navy);color:#fff;padding:.5rem .75rem}
.chat-head h2{color:#fff;font-size:1rem;margin:0}
.chat-close{background:none;border:0;color:#fff;font-size:1.6rem;line-height:1;min-width:44px;min-height:44px;cursor:pointer}
.chat-close:focus-visible{outline:3px solid var(--gold);outline-offset:-3px}
.chat-notice{background:#fff8e6;border-bottom:1px solid var(--line);padding:.5rem .75rem;font-size:.8125rem;line-height:1.4}
.chat-notice p{margin:0 0 .3rem}.chat-notice p:last-child{margin:0}
.chat-log{flex:1 1 auto;overflow-y:auto;padding:.75rem;min-height:6rem;max-height:16rem;font-size:.9375rem}
.chat-empty{color:var(--muted);margin:0}
.chat-msg{padding:.5rem .7rem;border-radius:8px;margin:0 0 .5rem;max-width:90%;white-space:pre-wrap;overflow-wrap:anywhere}
.chat-me{background:#e6eef7;margin-left:auto}
.chat-team{background:var(--band);border:1px solid var(--line)}
.chat-form{border-top:1px solid var(--line);padding:.75rem}
.chat-form label{display:block;font-weight:700;font-size:.875rem;margin-bottom:.2rem}
.chat-form textarea,.chat-form input{display:block;width:100%;font:inherit;font-size:.9375rem;padding:.5rem;border:2px solid #6b7785;border-radius:6px;margin-bottom:.5rem}
.chat-status{font-size:.8125rem;color:var(--muted);margin:0 0 .5rem;min-height:1em}
.chat-hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
@media(prefers-reduced-motion:reduce){*{scroll-behavior:auto!important;transition:none!important;animation:none!important}}
@media print{.site-header nav,.btn,.skip,.chat-launch,.chat-panel{display:none}.hero{background:#fff;color:#000}.hero h1{color:#000}}